Archive for April, 2007

Debt to Income Ratios

When determining your maximum mortgage, lenders use what is known as a debt to income ration. A debt to income ration is calculated by taking your monthly income and comparing it to you how much you can pay your monthly debt. Your debt to income will be presented to you like this: 30/35. […]

Getting the Most from Your InvestmentGetting the Most from Your Investment

From 2004 to 2006, market fluctuations in the US stick market were virtually no existent. It was one of the best times to invest in the last 30 years, except from 1993 to 1996 when the market was similarly as calm. However with the recent mortgage and loan crisis it looks like those […]